FAQ

Residential Buying FAQs

I saw a home online that I absolutely have to buy! I have no idea where to start or what to do next. What is the first thing I need to do?

Talk with a Mortgage Officer. In today’s highly-competitive buying market, you will absolutely need to have a pre-approval from a lender before proceeding to make an offer. Also, knowing exactly how much you can afford will help you identify homes that fit within your needs.

Pre-Approval Check! - Searching online is hard, seems like I’m spending so much time searching only to find the homes are no longer available.

Only a Realtor’s database is the up to the second and accurate online listing information. Get in contact with an experienced agent to help you find your dream home. They will set you up with a search based on your “wish-list” and the listings will come to you the moment they hit the Realtor’s database! ACCURATELY! Your online searching is no longer a 2^nd job. Let us do the work.

Which agent is the Right Agent?

Not all agents are the same! Most buyers call the agent that is listed on the “For Sale” sign… This is the Seller’s agent and they work on the seller’s behalf, regardless of what they promise. Hiring a “Buyer’s Agent” whose job is to work for your best interest is the way to go! Ask OUR Agents how you can hire that agent AT NO COST TO YOU!

WOW.. I have no idea what this is, I’m supposed to do that? How can I possibly accomplish working with my lender, inspect the home, figure out this paperwork meaning, do my normal job and stay sane?

Experience matters! From negotiating on your behalf, explaining the contracts, real estate purchasing process, and what to expect from your lending experience to helping you find the right property inspector, reviewing title and staying on track to a smooth closing… Your agent should have the tools and the knowledge to keep it all straight and on track! That’s their job to dot the I’s cross the T’s and make sure that your transaction goes as smoothly as possible.

Residential Selling FAQs

I have been thinking about selling my home. What are some of the first steps should I take to begin the SELLING PROCESS?

First things first; you will want to research some of the TOP experienced Real Estate Agents that service your area! Don’t be afraid to call around and talk to a few agents to get a feel of who would best represent the sale of your home! Once you have found the agent that best suits you ask your agent about getting “Free Home Market Analysis”.

What is a Free Home Market Analysis?

A: A Free Home Market Analysis is exactly that… A Market Analysis that is used to provide detailed information pertaining to the sale of your property. This packet will include information such as: identifying market trends in the area (time on the market, supply and demand rates), gathering the current and past sale info on comparable properties in your area in order to see what your home would really be best valued at as well as a detailed marketing plan so you can see exactly what information your home will be listed on the market with.

B: It is important to Price your Home Correctly! A lot of inexperienced realtors will under price a home to gather an abundance of Multiple offers. Generally, those offers will generate Market Value anyway. While it sounds exciting, they are really underserving their client! Only 1 buyer can purchase your home, not 50. A correctly priced home will also generate multiple offers, but it will not create the frenzy and emotional stress for you or the buyers. You will receive less offers, but targeted to the correct and serious buyers. Not people looking to get something for nothing!

I have been thinking about doing some long overdue renovations before I sell. Should I do these before I have my agent list my home on the market?

First things first…. you will want to advise your agent on the kinds of repairs that you were planning to take care of-- we say this because these specific renovations and improvements that you believe your property may need to increase value might not be necessary to get TOP dollar value for your home! It
wouldn’t make sense to install new granite countertops if you only stand to break even or even lose money on them! Your realtor knows exactly what the consumer in your area is looking for! Your agent may just advise on doing minimal repairs i.e.: a new coat of paint, new carpet, new landscaping,
declutter Vs. new gutters, new pavement, new roof, etc. All in all, any repairs that you are considering is best to be discussed with your experienced agent before performing!

My house is now listed on the market, what is something should I do while I am waiting for offer(s)?

At the time your experienced agent should provide you with a Net Proceeds Breakdown which lets you know how much to expect once your property has been sold. After you and your agent have gone over the N.P. Form your agent will then advise that you do one of two things: 1) Contact your Lender (what every company you bank with) to begin the PRE-APPROVAL process, or you can use one of the TRUSTED PROVIDERS that your experienced real estate agent would be happy to recommend to you! Once you have obtained the pre-approval, then you can begin to search for your next dream home.

FAQ